Community National Bank vs Eastrise
Comparing a Bank in Derby, VT with a Credit Union in Williston, VT using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Community National Bank ↗ Bank · Derby, VT · Est. 1851 | Eastrise ↗ Credit Union · Williston, VT · Est. 1961 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 94/100 |
| Institution type | Bank | Credit Union |
| Location | Derby, VT | Williston, VT |
| Total assets | $1.2B | $3.2B |
| Capital ratio | 10.4% | 12.1% |
| Return on assets | 1.5% | 0.4% |
| Deposits | $1.0B | — |
| Branches | 12 | 176,876 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 12 | #2 of 13 |
| Established | 1851 | 1961 |
Community National Bank
- Assets: $1.2B
- Deposits: $1.0B
- Capital ratio: 10.4%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #2 of 12
Eastrise
- Assets: $3.2B
- Members: 176,876
- Capital ratio: 12.1%
- Return on assets: 0.4%
- CFPB complaints: 0
- State rank: #2 of 13
Are both institutions federally insured?
Yes. Community National Bank is FDIC-insured and Eastrise is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Community National Bank or Eastrise?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Community National Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Community National Bank safe?
Yes — Community National Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Eastrise safe?
Yes — Eastrise is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (94/100).
What is the capital ratio of Community National Bank vs Eastrise?
Community National Bank has a capital ratio of 10.4%, placing it in the top 47% of $1B–10B peers. Eastrise's ratio is 12.1%, placing it in the top 28% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Community National Bank have compared to Eastrise?
The CFPB database shows 0 complaints against Community National Bank, and 0 complaints against Eastrise. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Community National Bank with other Banks in Vermont
Financial data from FDIC and NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
