Consumers Cooperative vs Metro Cu
Comparing a Credit Union in Alliance, NE with a Credit Union in Omaha, NE using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Consumers Cooperative ↗ Credit Union · Alliance, NE · Est. 1950 | Metro Cu ↗ Credit Union · Omaha, NE · Est. 1951 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Alliance, NE | Omaha, NE |
| Total assets | $52.9M | $642.7M |
| Net worth ratio | 19.8% | 12.5% |
| Return on assets | 1.3% | 1.1% |
| Shares & deposits | — | — |
| Members | 3,446 | 44,832 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 50 | #6 of 50 |
| Established | 1950 | 1951 |
Consumers Cooperative
- Assets: $52.9M
- Members: 3,446
- Capital ratio: 19.8%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #5 of 50
Metro Cu
- Assets: $642.7M
- Members: 44,832
- Capital ratio: 12.5%
- Return on assets: 1.1%
- CFPB complaints: 0
- State rank: #6 of 50
Are both institutions federally insured?
Yes. Consumers Cooperative is NCUA-insured and Metro Cu is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Consumers Cooperative or Metro Cu?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Consumers Cooperative scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Consumers Cooperative safe?
Yes — Consumers Cooperative is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Metro Cu safe?
Yes — Metro Cu is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Consumers Cooperative vs Metro Cu?
Consumers Cooperative has a net worth ratio of 19.8%, placing it in the top 23% of <$100M peers. Metro Cu's ratio is 12.5%, placing it in the top 33% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Consumers Cooperative have compared to Metro Cu?
The CFPB database shows 0 complaints against Consumers Cooperative, and 0 complaints against Metro Cu. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Consumers Cooperative with other Credit Unions in Nebraska
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
