Credit One Bank, National Association vs Wells Fargo National Bank West
Comparing a Bank in Las Vegas, NV with a Bank in Las Vegas, NV using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Credit One Bank, National Association ↗ Bank · Las Vegas, NV · Est. 1984 | Wells Fargo National Bank West ↗ Bank · Las Vegas, NV · Est. 1988 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Las Vegas, NV | Las Vegas, NV |
| Total assets | $2.2B | $9.0B |
| Capital ratio | 28.7% | 18.2% |
| Return on assets | 28.3% | 1.0% |
| Deposits | $1.2B | $7.2B |
| Branches | 1 | 1 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 15 | #3 of 15 |
| Established | 1984 | 1988 |
Credit One Bank, National Association
- Assets: $2.2B
- Deposits: $1.2B
- Capital ratio: 28.7%
- Return on assets: 28.3%
- CFPB complaints: 0
- State rank: #2 of 15
Wells Fargo National Bank West
- Assets: $9.0B
- Deposits: $7.2B
- Capital ratio: 18.2%
- Return on assets: 1.0%
- CFPB complaints: 0
- State rank: #3 of 15
Are both institutions federally insured?
Yes. Credit One Bank, National Association is FDIC-insured and Wells Fargo National Bank West is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Credit One Bank, National Association or Wells Fargo National Bank West?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Credit One Bank, National Association scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Credit One Bank, National Association safe?
Yes — Credit One Bank, National Association is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Wells Fargo National Bank West safe?
Yes — Wells Fargo National Bank West is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Credit One Bank, National Association vs Wells Fargo National Bank West?
Credit One Bank, National Association has a capital ratio of 28.7%, placing it in the top 1% of $1B–10B peers. Wells Fargo National Bank West's ratio is 18.2%, placing it in the top 3% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Credit One Bank, National Association have compared to Wells Fargo National Bank West?
The CFPB database shows 0 complaints against Credit One Bank, National Association, and 0 complaints against Wells Fargo National Bank West. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Credit One Bank, National Association with other Banks in Nevada
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
