Farmers And Merchants Bank vs Meridian Mississippi Ang
Comparing a Bank in Baldwyn, MS with a Credit Union in Meridian, MS using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Farmers And Merchants Bank ↗ Bank · Baldwyn, MS · Est. 1941 | Meridian Mississippi Ang ↗ Credit Union · Meridian, MS · Est. 1963 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Credit Union |
| Location | Baldwyn, MS | Meridian, MS |
| Total assets | $567.1M | $30.9M |
| Capital ratio | 12.9% | 14.4% |
| Return on assets | 1.8% | 1.8% |
| Deposits | $486.4M | — |
| Branches | 12 | 1,625 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 57 | #3 of 55 |
| Established | 1941 | 1963 |
Farmers And Merchants Bank
- Assets: $567.1M
- Deposits: $486.4M
- Capital ratio: 12.9%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #2 of 57
Meridian Mississippi Ang
- Assets: $30.9M
- Members: 1,625
- Capital ratio: 14.4%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #3 of 55
Are both institutions federally insured?
Yes. Farmers And Merchants Bank is FDIC-insured and Meridian Mississippi Ang is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Farmers And Merchants Bank or Meridian Mississippi Ang?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Farmers And Merchants Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Farmers And Merchants Bank safe?
Yes — Farmers And Merchants Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Meridian Mississippi Ang safe?
Yes — Meridian Mississippi Ang is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Farmers And Merchants Bank vs Meridian Mississippi Ang?
Farmers And Merchants Bank has a capital ratio of 12.9%, placing it in the top 21% of $100M–1B peers. Meridian Mississippi Ang's ratio is 14.4%, placing it in the top 49% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Farmers And Merchants Bank have compared to Meridian Mississippi Ang?
The CFPB database shows 0 complaints against Farmers And Merchants Bank, and 0 complaints against Meridian Mississippi Ang. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Farmers And Merchants Bank with other Banks in Mississippi
Financial data from FDIC and NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
