First American vs Southeastern Arizona
Comparing a Credit Union in Casa Grande, AZ with a Credit Union in Douglas, AZ using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| First American ↗ Credit Union · Casa Grande, AZ · Est. 1962 | Southeastern Arizona ↗ Credit Union · Douglas, AZ · Est. 1954 | |
|---|---|---|
| Trust Grade | A · 97/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Casa Grande, AZ | Douglas, AZ |
| Total assets | $111.8M | $49.0M |
| Net worth ratio | 13.3% | 14.3% |
| Return on assets | 0.9% | 2.3% |
| Shares & deposits | — | — |
| Members | 11,841 | 5,392 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 33 | #1 of 33 |
| Established | 1962 | 1954 |
First American
- Assets: $111.8M
- Members: 11,841
- Capital ratio: 13.3%
- Return on assets: 0.9%
- CFPB complaints: 0
- State rank: #5 of 33
Southeastern Arizona
- Assets: $49.0M
- Members: 5,392
- Capital ratio: 14.3%
- Return on assets: 2.3%
- CFPB complaints: 0
- State rank: #1 of 33
Are both institutions federally insured?
Yes. First American is NCUA-insured and Southeastern Arizona is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, First American or Southeastern Arizona?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Southeastern Arizona scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is First American safe?
Yes — First American is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (97/100), reflecting its financial strength and complaint history relative to peers.
Is Southeastern Arizona safe?
Yes — Southeastern Arizona is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of First American vs Southeastern Arizona?
First American has a net worth ratio of 13.3%, placing it in the top 26% of $100M–1B peers. Southeastern Arizona's ratio is 14.3%, placing it in the top 50% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does First American have compared to Southeastern Arizona?
The CFPB database shows 0 complaints against First American, and 0 complaints against Southeastern Arizona. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare First American with other Credit Unions in Arizona
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
