Hana Bank Usa, National Association vs Sumitomo Mitsui Trust Bank (U.S.A.) Limited
Comparing a Bank in Fort Lee, NJ with a Bank in Hoboken, NJ using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Hana Bank Usa, National Association ↗ Bank · Fort Lee, NJ · Est. 1986 | Sumitomo Mitsui Trust Bank (U.S.A.) Limited ↗ Bank · Hoboken, NJ · Est. 1987 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Fort Lee, NJ | Hoboken, NJ |
| Total assets | $839.6M | $3.8B |
| Capital ratio | 25.7% | 13.9% |
| Return on assets | 1.8% | 1.9% |
| Deposits | $602.6M | $3.2B |
| Branches | 4 | 1 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 50 | #3 of 50 |
| Established | 1986 | 1987 |
Hana Bank Usa, National Association
- Assets: $839.6M
- Deposits: $602.6M
- Capital ratio: 25.7%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #2 of 50
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
- Assets: $3.8B
- Deposits: $3.2B
- Capital ratio: 13.9%
- Return on assets: 1.9%
- CFPB complaints: 0
- State rank: #3 of 50
Are both institutions federally insured?
Yes. Hana Bank Usa, National Association is FDIC-insured and Sumitomo Mitsui Trust Bank (U.S.A.) Limited is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Hana Bank Usa, National Association or Sumitomo Mitsui Trust Bank (U.S.A.) Limited?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Hana Bank Usa, National Association scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Hana Bank Usa, National Association safe?
Yes — Hana Bank Usa, National Association is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Sumitomo Mitsui Trust Bank (U.S.A.) Limited safe?
Yes — Sumitomo Mitsui Trust Bank (U.S.A.) Limited is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Hana Bank Usa, National Association vs Sumitomo Mitsui Trust Bank (U.S.A.) Limited?
Hana Bank Usa, National Association has a capital ratio of 25.7%, placing it in the top 2% of $100M–1B peers. Sumitomo Mitsui Trust Bank (U.S.A.) Limited's ratio is 13.9%, placing it in the top 10% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Hana Bank Usa, National Association have compared to Sumitomo Mitsui Trust Bank (U.S.A.) Limited?
The CFPB database shows 0 complaints against Hana Bank Usa, National Association, and 0 complaints against Sumitomo Mitsui Trust Bank (U.S.A.) Limited. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Hana Bank Usa, National Association with other Banks in New Jersey
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
