Hastings vs Consumers Cooperative
Comparing a Credit Union in Hastings, NE with a Credit Union in Alliance, NE using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Hastings ↗ Credit Union · Hastings, NE · Est. 1946 | Consumers Cooperative ↗ Credit Union · Alliance, NE · Est. 1950 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Hastings, NE | Alliance, NE |
| Total assets | $51.2M | $52.9M |
| Net worth ratio | 20.5% | 19.8% |
| Return on assets | 2.2% | 1.3% |
| Shares & deposits | — | — |
| Members | 5,210 | 3,446 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 50 | #5 of 50 |
| Established | 1946 | 1950 |
Hastings
- Assets: $51.2M
- Members: 5,210
- Capital ratio: 20.5%
- Return on assets: 2.2%
- CFPB complaints: 0
- State rank: #3 of 50
Consumers Cooperative
- Assets: $52.9M
- Members: 3,446
- Capital ratio: 19.8%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #5 of 50
Are both institutions federally insured?
Yes. Hastings is NCUA-insured and Consumers Cooperative is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Hastings or Consumers Cooperative?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Hastings scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Hastings safe?
Yes — Hastings is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Consumers Cooperative safe?
Yes — Consumers Cooperative is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Hastings vs Consumers Cooperative?
Hastings has a net worth ratio of 20.5%, placing it in the top 20% of <$100M peers. Consumers Cooperative's ratio is 19.8%, placing it in the top 23% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Hastings have compared to Consumers Cooperative?
The CFPB database shows 0 complaints against Hastings, and 0 complaints against Consumers Cooperative. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Hastings with other Credit Unions in Nebraska
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
