Ibew/Sj Cascade vs Umatilla County
Comparing a Credit Union in Salem, OR with a Credit Union in Pendleton, OR using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Ibew/Sj Cascade ↗ Credit Union · Salem, OR · Est. 1961 | Umatilla County ↗ Credit Union · Pendleton, OR · Est. 1983 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Salem, OR | Pendleton, OR |
| Total assets | $22.5M | $48.3M |
| Net worth ratio | 13.6% | 18.4% |
| Return on assets | 1.5% | 1.4% |
| Shares & deposits | — | — |
| Members | 2,831 | 2,448 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #4 of 47 | #6 of 47 |
| Established | 1961 | 1983 |
Ibew/Sj Cascade
- Assets: $22.5M
- Members: 2,831
- Capital ratio: 13.6%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #4 of 47
Umatilla County
- Assets: $48.3M
- Members: 2,448
- Capital ratio: 18.4%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #6 of 47
Are both institutions federally insured?
Yes. Ibew/Sj Cascade is NCUA-insured and Umatilla County is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Ibew/Sj Cascade or Umatilla County?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Ibew/Sj Cascade scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Ibew/Sj Cascade safe?
Yes — Ibew/Sj Cascade is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Umatilla County safe?
Yes — Umatilla County is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Ibew/Sj Cascade vs Umatilla County?
Ibew/Sj Cascade has a net worth ratio of 13.6%, placing it in the bottom 45% of <$100M peers. Umatilla County's ratio is 18.4%, placing it in the top 28% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Ibew/Sj Cascade have compared to Umatilla County?
The CFPB database shows 0 complaints against Ibew/Sj Cascade, and 0 complaints against Umatilla County. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Ibew/Sj Cascade with other Credit Unions in Oregon
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
