Italo-American vs Allegheny Central
Comparing a Credit Union in Glendale, NY with a Credit Union in Dunbar, PA using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Italo-American ↗ Credit Union · Glendale, NY · Est. 1935 | Allegheny Central ↗ Credit Union · Dunbar, PA · Est. 1935 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Glendale, NY | Dunbar, PA |
| Total assets | $40.6M | $9.0M |
| Net worth ratio | 14.9% | 18.6% |
| Return on assets | 1.4% | 1.8% |
| Shares & deposits | — | — |
| Members | 599 | 852 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 267 | #5 of 271 |
| Established | 1935 | 1935 |
Italo-American
- Assets: $40.6M
- Members: 599
- Capital ratio: 14.9%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #1 of 267
Allegheny Central
- Assets: $9.0M
- Members: 852
- Capital ratio: 18.6%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #5 of 271
Are both institutions federally insured?
Yes. Italo-American is NCUA-insured and Allegheny Central is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Italo-American or Allegheny Central?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Italo-American scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Italo-American safe?
Yes — Italo-American is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Allegheny Central safe?
Yes — Allegheny Central is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Italo-American vs Allegheny Central?
Italo-American has a net worth ratio of 14.9%, placing it in the top 45% of <$100M peers. Allegheny Central's ratio is 18.6%, placing it in the top 27% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Italo-American have compared to Allegheny Central?
The CFPB database shows 0 complaints against Italo-American, and 0 complaints against Allegheny Central. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Italo-American with other Credit Unions in New York
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
