Library Of Congress vs Bank Fund Staff
Comparing a Credit Union in Washington, DC with a Credit Union in Washington, DC using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Library Of Congress ↗ Credit Union · Washington, DC · Est. 1935 | Bank Fund Staff ↗ Credit Union · Washington, DC · Est. 1947 | |
|---|---|---|
| Trust Grade | A · 96/100 | A · 97/100 |
| Institution type | Credit Union | Credit Union |
| Location | Washington, DC | Washington, DC |
| Total assets | $341.8M | $7.1B |
| Net worth ratio | 16.3% | 13.4% |
| Return on assets | 0.7% | 0.9% |
| Shares & deposits | — | — |
| Members | 9,983 | 104,247 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 27 | #4 of 27 |
| Established | 1935 | 1947 |
Library Of Congress
- Assets: $341.8M
- Members: 9,983
- Capital ratio: 16.3%
- Return on assets: 0.7%
- CFPB complaints: 0
- State rank: #5 of 27
Bank Fund Staff
- Assets: $7.1B
- Members: 104,247
- Capital ratio: 13.4%
- Return on assets: 0.9%
- CFPB complaints: 0
- State rank: #4 of 27
Are both institutions federally insured?
Yes. Library Of Congress is NCUA-insured and Bank Fund Staff is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Library Of Congress or Bank Fund Staff?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Bank Fund Staff scores higher with a grade of A (97/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Library Of Congress safe?
Yes — Library Of Congress is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (96/100), reflecting its financial strength and complaint history relative to peers.
Is Bank Fund Staff safe?
Yes — Bank Fund Staff is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (97/100).
What is the capital ratio of Library Of Congress vs Bank Fund Staff?
Library Of Congress has a net worth ratio of 16.3%, placing it in the top 9% of $100M–1B peers. Bank Fund Staff's ratio is 13.4%, placing it in the top 15% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Library Of Congress have compared to Bank Fund Staff?
The CFPB database shows 0 complaints against Library Of Congress, and 0 complaints against Bank Fund Staff. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Library Of Congress with other Credit Unions in District of Columbia
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
