Pioneer Trust Bank, National Association vs Sunset
Comparing a Bank in Salem, OR with a Credit Union in Portland, OR using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Pioneer Trust Bank, National Association ↗ Bank · Salem, OR · Est. 1924 | Sunset ↗ Credit Union · Portland, OR · Est. 1960 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Credit Union |
| Location | Salem, OR | Portland, OR |
| Total assets | $711.9M | $91.4M |
| Capital ratio | 15.1% | 15.9% |
| Return on assets | 2.5% | 1.5% |
| Deposits | $601.4M | — |
| Branches | 2 | 3,559 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 14 | #3 of 47 |
| Established | 1924 | 1960 |
Pioneer Trust Bank, National Association
- Assets: $711.9M
- Deposits: $601.4M
- Capital ratio: 15.1%
- Return on assets: 2.5%
- CFPB complaints: 0
- State rank: #3 of 14
Sunset
- Assets: $91.4M
- Members: 3,559
- Capital ratio: 15.9%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #3 of 47
Are both institutions federally insured?
Yes. Pioneer Trust Bank, National Association is FDIC-insured and Sunset is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Pioneer Trust Bank, National Association or Sunset?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Pioneer Trust Bank, National Association scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Pioneer Trust Bank, National Association safe?
Yes — Pioneer Trust Bank, National Association is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Sunset safe?
Yes — Sunset is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Pioneer Trust Bank, National Association vs Sunset?
Pioneer Trust Bank, National Association has a capital ratio of 15.1%, placing it in the top 10% of $100M–1B peers. Sunset's ratio is 15.9%, placing it in the top 40% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Pioneer Trust Bank, National Association have compared to Sunset?
The CFPB database shows 0 complaints against Pioneer Trust Bank, National Association, and 0 complaints against Sunset. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Pioneer Trust Bank, National Association with other Banks in Oregon
Financial data from FDIC and NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
