Sargent vs Library Of Congress
Comparing a Credit Union in Washington, DC with a Credit Union in Washington, DC using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Sargent ↗ Credit Union · Washington, DC · Est. 1954 | Library Of Congress ↗ Credit Union · Washington, DC · Est. 1935 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 96/100 |
| Institution type | Credit Union | Credit Union |
| Location | Washington, DC | Washington, DC |
| Total assets | $267,979 | $341.8M |
| Net worth ratio | 15.2% | 16.3% |
| Return on assets | 1.3% | 0.7% |
| Shares & deposits | — | — |
| Members | 391 | 9,983 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 27 | #5 of 27 |
| Established | 1954 | 1935 |
Sargent
- Assets: $267,979
- Members: 391
- Capital ratio: 15.2%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #1 of 27
Library Of Congress
- Assets: $341.8M
- Members: 9,983
- Capital ratio: 16.3%
- Return on assets: 0.7%
- CFPB complaints: 0
- State rank: #5 of 27
Are both institutions federally insured?
Yes. Sargent is NCUA-insured and Library Of Congress is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Sargent or Library Of Congress?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Sargent scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Sargent safe?
Yes — Sargent is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Library Of Congress safe?
Yes — Library Of Congress is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (96/100).
What is the capital ratio of Sargent vs Library Of Congress?
Sargent has a net worth ratio of 15.2%, placing it in the top 43% of <$100M peers. Library Of Congress's ratio is 16.3%, placing it in the top 9% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Sargent have compared to Library Of Congress?
The CFPB database shows 0 complaints against Sargent, and 0 complaints against Library Of Congress. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Sargent with other Credit Unions in District of Columbia
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
