Sugar River Bank vs Primary Bank
Comparing a Bank in Newport, NH with a Bank in Bedford, NH using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Sugar River Bank ↗ Bank · Newport, NH · Est. 1895 | Primary Bank ↗ Bank · Bedford, NH · Est. 2015 | |
|---|---|---|
| Trust Grade | A · 95/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Newport, NH | Bedford, NH |
| Total assets | $416.5M | $743.4M |
| Capital ratio | 11.5% | 15.7% |
| Return on assets | 0.6% | 1.3% |
| Deposits | $358.4M | $621.5M |
| Branches | 6 | 4 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 17 | #3 of 17 |
| Established | 1895 | 2015 |
Sugar River Bank
- Assets: $416.5M
- Deposits: $358.4M
- Capital ratio: 11.5%
- Return on assets: 0.6%
- CFPB complaints: 0
- State rank: #5 of 17
Primary Bank
- Assets: $743.4M
- Deposits: $621.5M
- Capital ratio: 15.7%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #3 of 17
Are both institutions federally insured?
Yes. Sugar River Bank is FDIC-insured and Primary Bank is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Sugar River Bank or Primary Bank?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Primary Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Sugar River Bank safe?
Yes — Sugar River Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (95/100), reflecting its financial strength and complaint history relative to peers.
Is Primary Bank safe?
Yes — Primary Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Sugar River Bank vs Primary Bank?
Sugar River Bank has a capital ratio of 11.5%, placing it in the top 32% of $100M–1B peers. Primary Bank's ratio is 15.7%, placing it in the top 8% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Sugar River Bank have compared to Primary Bank?
The CFPB database shows 0 complaints against Sugar River Bank, and 0 complaints against Primary Bank. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Sugar River Bank with other Banks in New Hampshire
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
