The Brattleboro Savings And Loan Association vs The First National Bank Of Orwell
Comparing a Bank in Brattleboro, VT with a Bank in Orwell, VT using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| The Brattleboro Savings And Loan Association ↗ Bank · Brattleboro, VT · Est. 1912 | The First National Bank Of Orwell ↗ Bank · Orwell, VT · Est. 1863 | |
|---|---|---|
| Trust Grade | A · 95/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Brattleboro, VT | Orwell, VT |
| Total assets | $296.4M | $90.1M |
| Capital ratio | 9.9% | 11.7% |
| Return on assets | 0.7% | 1.5% |
| Deposits | $262.9M | $79.5M |
| Branches | 5 | 2 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #5 of 12 | #3 of 12 |
| Established | 1912 | 1863 |
The Brattleboro Savings And Loan Association
- Assets: $296.4M
- Deposits: $262.9M
- Capital ratio: 9.9%
- Return on assets: 0.7%
- CFPB complaints: 0
- State rank: #5 of 12
The First National Bank Of Orwell
- Assets: $90.1M
- Deposits: $79.5M
- Capital ratio: 11.7%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #3 of 12
Are both institutions federally insured?
Yes. The Brattleboro Savings And Loan Association is FDIC-insured and The First National Bank Of Orwell is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, The Brattleboro Savings And Loan Association or The First National Bank Of Orwell?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — The First National Bank Of Orwell scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is The Brattleboro Savings And Loan Association safe?
Yes — The Brattleboro Savings And Loan Association is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (95/100), reflecting its financial strength and complaint history relative to peers.
Is The First National Bank Of Orwell safe?
Yes — The First National Bank Of Orwell is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of The Brattleboro Savings And Loan Association vs The First National Bank Of Orwell?
The Brattleboro Savings And Loan Association has a capital ratio of 9.9%, placing it in the bottom 46% of $100M–1B peers. The First National Bank Of Orwell's ratio is 11.7%, placing it in the bottom 46% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does The Brattleboro Savings And Loan Association have compared to The First National Bank Of Orwell?
The CFPB database shows 0 complaints against The Brattleboro Savings And Loan Association, and 0 complaints against The First National Bank Of Orwell. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare The Brattleboro Savings And Loan Association with other Banks in Vermont
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
