The Camden National Bank vs Bar Harbor Bank & Trust
Comparing a Bank in Camden, ME with a Bank in Bar Harbor, ME using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| The Camden National Bank ↗ Bank · Camden, ME · Est. 1875 | Bar Harbor Bank & Trust ↗ Bank · Bar Harbor, ME · Est. 1887 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Camden, ME | Bar Harbor, ME |
| Total assets | $7.0B | $4.7B |
| Capital ratio | 10.6% | 12.5% |
| Return on assets | 1.3% | 1.3% |
| Deposits | $5.6B | $3.9B |
| Branches | 74 | 62 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #3 of 22 | #1 of 22 |
| Established | 1875 | 1887 |
The Camden National Bank
- Assets: $7.0B
- Deposits: $5.6B
- Capital ratio: 10.6%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #3 of 22
Bar Harbor Bank & Trust
- Assets: $4.7B
- Deposits: $3.9B
- Capital ratio: 12.5%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #1 of 22
Are both institutions federally insured?
Yes. The Camden National Bank is FDIC-insured and Bar Harbor Bank & Trust is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, The Camden National Bank or Bar Harbor Bank & Trust?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — The Camden National Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is The Camden National Bank safe?
Yes — The Camden National Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Bar Harbor Bank & Trust safe?
Yes — Bar Harbor Bank & Trust is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of The Camden National Bank vs Bar Harbor Bank & Trust?
The Camden National Bank has a capital ratio of 10.6%, placing it in the top 44% of $1B–10B peers. Bar Harbor Bank & Trust's ratio is 12.5%, placing it in the top 19% of $1B–10B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does The Camden National Bank have compared to Bar Harbor Bank & Trust?
The CFPB database shows 0 complaints against The Camden National Bank, and 0 complaints against Bar Harbor Bank & Trust. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare The Camden National Bank with other Banks in Maine
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
