The Portage County Bank vs Peoples State Bank Of Colfax
Comparing a Bank in Almond, WI with a Bank in Colfax, IL using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| The Portage County Bank ↗ Bank · Almond, WI · Est. 1901 | Peoples State Bank Of Colfax ↗ Bank · Colfax, IL · Est. 1892 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Bank |
| Location | Almond, WI | Colfax, IL |
| Total assets | $212.6M | $47.0M |
| Capital ratio | 12.5% | 11.6% |
| Return on assets | 1.3% | 1.4% |
| Deposits | $176.6M | $41.2M |
| Branches | 4 | 1 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 154 | #1 of 328 |
| Established | 1901 | 1892 |
The Portage County Bank
- Assets: $212.6M
- Deposits: $176.6M
- Capital ratio: 12.5%
- Return on assets: 1.3%
- CFPB complaints: 0
- State rank: #1 of 154
Peoples State Bank Of Colfax
- Assets: $47.0M
- Deposits: $41.2M
- Capital ratio: 11.6%
- Return on assets: 1.4%
- CFPB complaints: 0
- State rank: #1 of 328
Are both institutions federally insured?
Yes. The Portage County Bank is FDIC-insured and Peoples State Bank Of Colfax is FDIC-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, The Portage County Bank or Peoples State Bank Of Colfax?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — The Portage County Bank scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is The Portage County Bank safe?
Yes — The Portage County Bank is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Peoples State Bank Of Colfax safe?
Yes — Peoples State Bank Of Colfax is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of The Portage County Bank vs Peoples State Bank Of Colfax?
The Portage County Bank has a capital ratio of 12.5%, placing it in the top 23% of $100M–1B peers. Peoples State Bank Of Colfax's ratio is 11.6%, placing it in the bottom 45% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does The Portage County Bank have compared to Peoples State Bank Of Colfax?
The CFPB database shows 0 complaints against The Portage County Bank, and 0 complaints against Peoples State Bank Of Colfax. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare The Portage County Bank with other Banks in Wisconsin
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
