The Samson Banking Company, Inc. vs Coosa Pines
Comparing a Bank in Samson, AL with a Credit Union in Childersburg, AL using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| The Samson Banking Company, Inc. ↗ Bank · Samson, AL · Est. 1930 | Coosa Pines ↗ Credit Union · Childersburg, AL · Est. 1950 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Bank | Credit Union |
| Location | Samson, AL | Childersburg, AL |
| Total assets | $121.4M | $413.6M |
| Capital ratio | 14.6% | 16.0% |
| Return on assets | 1.5% | 1.6% |
| Deposits | $103.2M | — |
| Branches | 2 | 25,798 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 93 | #3 of 89 |
| Established | 1930 | 1950 |
The Samson Banking Company, Inc.
- Assets: $121.4M
- Deposits: $103.2M
- Capital ratio: 14.6%
- Return on assets: 1.5%
- CFPB complaints: 0
- State rank: #2 of 93
Coosa Pines
- Assets: $413.6M
- Members: 25,798
- Capital ratio: 16.0%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #3 of 89
Are both institutions federally insured?
Yes. The Samson Banking Company, Inc. is FDIC-insured and Coosa Pines is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, The Samson Banking Company, Inc. or Coosa Pines?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — The Samson Banking Company, Inc. scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is The Samson Banking Company, Inc. safe?
Yes — The Samson Banking Company, Inc. is FDIC-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Coosa Pines safe?
Yes — Coosa Pines is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of The Samson Banking Company, Inc. vs Coosa Pines?
The Samson Banking Company, Inc. has a capital ratio of 14.6%, placing it in the top 12% of $100M–1B peers. Coosa Pines's ratio is 16.0%, placing it in the top 10% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does The Samson Banking Company, Inc. have compared to Coosa Pines?
The CFPB database shows 0 complaints against The Samson Banking Company, Inc., and 0 complaints against Coosa Pines. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare The Samson Banking Company, Inc. with other Banks in Alabama
Financial data from FDIC and NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
