Uniwyo vs Cheyenne-Laramie County Employees
Comparing a Credit Union in Laramie, WY with a Credit Union in Cheyenne, WY using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Uniwyo ↗ Credit Union · Laramie, WY · Est. 1953 | Cheyenne-Laramie County Employees ↗ Credit Union · Cheyenne, WY · Est. 1951 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Laramie, WY | Cheyenne, WY |
| Total assets | $818.0M | $32.0M |
| Net worth ratio | 12.2% | 15.0% |
| Return on assets | 1.7% | 1.6% |
| Shares & deposits | — | — |
| Members | 61,123 | 1,875 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #2 of 18 | #1 of 18 |
| Established | 1953 | 1951 |
Uniwyo
- Assets: $818.0M
- Members: 61,123
- Capital ratio: 12.2%
- Return on assets: 1.7%
- CFPB complaints: 0
- State rank: #2 of 18
Cheyenne-Laramie County Employees
- Assets: $32.0M
- Members: 1,875
- Capital ratio: 15.0%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #1 of 18
Are both institutions federally insured?
Yes. Uniwyo is NCUA-insured and Cheyenne-Laramie County Employees is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Uniwyo or Cheyenne-Laramie County Employees?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Uniwyo scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Uniwyo safe?
Yes — Uniwyo is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Cheyenne-Laramie County Employees safe?
Yes — Cheyenne-Laramie County Employees is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Uniwyo vs Cheyenne-Laramie County Employees?
Uniwyo has a net worth ratio of 12.2%, placing it in the top 37% of $100M–1B peers. Cheyenne-Laramie County Employees's ratio is 15.0%, placing it in the top 45% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Uniwyo have compared to Cheyenne-Laramie County Employees?
The CFPB database shows 0 complaints against Uniwyo, and 0 complaints against Cheyenne-Laramie County Employees. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Uniwyo with other Credit Unions in Wyoming
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
