West Side Baptist Church vs Century
Comparing a Credit Union in Saint Louis, MO with a Credit Union in Saint Louis, MO using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| West Side Baptist Church ↗ Credit Union · Saint Louis, MO · Est. 1974 | Century ↗ Credit Union · Saint Louis, MO · Est. 1954 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Saint Louis, MO | Saint Louis, MO |
| Total assets | $387,990 | $178.9M |
| Net worth ratio | 14.3% | 17.6% |
| Return on assets | 5.2% | 1.0% |
| Shares & deposits | — | — |
| Members | 332 | 9,500 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 89 | #2 of 89 |
| Established | 1974 | 1954 |
West Side Baptist Church
- Assets: $387,990
- Members: 332
- Capital ratio: 14.3%
- Return on assets: 5.2%
- CFPB complaints: 0
- State rank: #1 of 89
Century
- Assets: $178.9M
- Members: 9,500
- Capital ratio: 17.6%
- Return on assets: 1.0%
- CFPB complaints: 0
- State rank: #2 of 89
Are both institutions federally insured?
Yes. West Side Baptist Church is NCUA-insured and Century is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, West Side Baptist Church or Century?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — West Side Baptist Church scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is West Side Baptist Church safe?
Yes — West Side Baptist Church is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is Century safe?
Yes — Century is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of West Side Baptist Church vs Century?
West Side Baptist Church has a net worth ratio of 14.3%, placing it in the top 49% of <$100M peers. Century's ratio is 17.6%, placing it in the top 5% of $100M–1B peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does West Side Baptist Church have compared to Century?
The CFPB database shows 0 complaints against West Side Baptist Church, and 0 complaints against Century. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare West Side Baptist Church with other Credit Unions in Missouri
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
