Western Springs vs St. Martin De Porres Parish
Comparing a Credit Union in Western Springs, IL with a Credit Union in Chicago, IL using federal FDIC, NCUA, and CFPB data. Trust Grades reflect financial strength and complaint history.
| Western Springs ↗ Credit Union · Western Springs, IL · Est. 1960 | St. Martin De Porres Parish ↗ Credit Union · Chicago, IL · Est. 1960 | |
|---|---|---|
| Trust Grade | A · 98/100 | A · 98/100 |
| Institution type | Credit Union | Credit Union |
| Location | Western Springs, IL | Chicago, IL |
| Total assets | $3.9M | $386,124 |
| Net worth ratio | 17.8% | 14.6% |
| Return on assets | 1.8% | 1.6% |
| Shares & deposits | — | — |
| Members | 474 | 152 |
| CFPB complaints | 0 | 0 |
| Complaints / $1B assets | — | — |
| State rank | #1 of 188 | #2 of 188 |
| Established | 1960 | 1960 |
Western Springs
- Assets: $3.9M
- Members: 474
- Capital ratio: 17.8%
- Return on assets: 1.8%
- CFPB complaints: 0
- State rank: #1 of 188
St. Martin De Porres Parish
- Assets: $386,124
- Members: 152
- Capital ratio: 14.6%
- Return on assets: 1.6%
- CFPB complaints: 0
- State rank: #2 of 188
Are both institutions federally insured?
Yes. Western Springs is NCUA-insured and St. Martin De Porres Parish is NCUA-insured. Both protect deposits up to $250,000 per depositor, per ownership category, regardless of Trust Grade. The Trust Grade reflects financial strength and complaint history — not the safety of insured deposits. Estimate your coverage →
Frequently asked questions
Which is better, Western Springs or St. Martin De Porres Parish?
Based on Bankzia's Trust Grade — which blends financial strength (capital ratio, ROA) with CFPB complaint history — Western Springs scores higher with a grade of A (98/100). However, "better" depends on your needs: if you prioritize branch access, local service, or membership eligibility for a credit union, the lower-scoring option may still be the right choice for you.
Is Western Springs safe?
Yes — Western Springs is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected regardless of the institution's Trust Grade. Its Trust Grade is A (98/100), reflecting its financial strength and complaint history relative to peers.
Is St. Martin De Porres Parish safe?
Yes — St. Martin De Porres Parish is NCUA-insured, meaning deposits up to $250,000 per depositor, per ownership category are federally protected. Its Trust Grade is A (98/100).
What is the capital ratio of Western Springs vs St. Martin De Porres Parish?
Western Springs has a net worth ratio of 17.8%, placing it in the top 30% of <$100M peers. St. Martin De Porres Parish's ratio is 14.6%, placing it in the top 47% of <$100M peers. A higher capital ratio generally signals a stronger financial cushion.
How many complaints does Western Springs have compared to St. Martin De Porres Parish?
The CFPB database shows 0 complaints against Western Springs, and 0 complaints against St. Martin De Porres Parish. The per-$1B rate adjusts for institution size and is a more meaningful comparison metric.
How does Bankzia calculate the Trust Grade?
The Trust Grade combines a financial strength score (based on capital ratio, return on assets, and other FDIC/NCUA metrics) with a customer experience score derived from CFPB complaint data. The scores are weighted and normalized within peer groups by institution size and type. See our full methodology for details.
Compare Western Springs with other Credit Unions in Illinois
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is independent and not affiliated with any government agency or financial institution.
