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credit union

Uark

Fayetteville, AR · Est. 1965
A
Trust Grade
Excellent
Score: 98/100

Uark is a credit union based in Fayetteville, Arkansas, established in 1965, with $81 million in total assets serving 7,026 members. By Trust Grade it ranks 6th of 48 credit unions we track in Arkansas. Its net worth ratio of 13.0% trails most similarly sized credit unions (41th percentile), versus a Arkansas median of 16.2%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Uark appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$81.3M
<$100M institution
Members
7,026
Shares & deposits
Net worth ratio
13.0%
Bottom 41% of <$100M peers · Arkansas median 16.2%
Return on assets
1.2%
Top 24% of <$100M peers · Arkansas median 0.57%
Rank in Arkansas
#6
of 48 credit unions

How Uark compares to Arkansas peers

Net worth ratio
Bottom 41% of <$100M peers
Uark
13.0%
Arkansas median
16.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of <$100M peers
Uark
1.2%
Arkansas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Uark

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 1.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Uark over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Uark insured?

Yes. Uark is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Uark: frequently asked questions

Is Uark a good credit union?

Uark earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.20%).

Is Uark NCUA-insured?

Yes. Uark is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Uark?

Uark holds $81 million in total assets, ranking 6th of 48 credit unions we track in Arkansas. It serves 7,026 members.

Does Uark have CFPB complaints?

No CFPB complaints against Uark appear in our data over the analysis window, which is typical for a credit union of this size.

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Alcoa Community
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Arkansas Superior
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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