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credit union

Gain

Burbank, CA · Est. 1940
C
Trust Grade
Average
Score: 78/100

Gain is a credit union based in Burbank, California, established in 1940, with $439 million in total assets serving 20,403 members. By Trust Grade it ranks 203rd of 241 credit unions we track in California. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a California median of 11.1%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Gain appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$439.3M
$100M–1B institution
Members
20,403
Shares & deposits
Net worth ratio
8.4%
Bottom 7% of $100M–1B peers · California median 11.1%
Return on assets
0.1%
Bottom 10% of $100M–1B peers · California median 0.5%
Rank in California
#203
of 241 credit unions

How Gain compares to California peers

Net worth ratio
Bottom 7% of $100M–1B peers
Gain
8.4%
California median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Gain
0.1%
California median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Gain

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
78/100
Customer experience
n/a
Overall
C · 78
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gain over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gain insured?

Yes. Gain is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gain: frequently asked questions

Is Gain a good credit union?

Gain earns a Bankzia Trust Grade of C (78/100, "Average"), based on a financial-strength score of 78/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.07%).

Is Gain NCUA-insured?

Yes. Gain is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gain?

Gain holds $439 million in total assets, ranking 203rd of 241 credit unions we track in California. It serves 20,403 members.

Does Gain have CFPB complaints?

No CFPB complaints against Gain appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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