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credit union

Foothills

Wheat Ridge, CO · Est. 1946
C
Trust Grade
Average
Score: 75/100

Foothills is a credit union based in Wheat Ridge, Colorado, established in 1946, with $163 million in total assets serving 11,152 members. By Trust Grade it ranks 58th of 62 credit unions we track in Colorado. Its net worth ratio of 7.5% trails most similarly sized credit unions (1th percentile), versus a Colorado median of 11.3%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against Foothills appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$163.3M
$100M–1B institution
Members
11,152
Shares & deposits
Net worth ratio
7.5%
Bottom 1% of $100M–1B peers · Colorado median 11.3%
Return on assets
0.1%
Bottom 11% of $100M–1B peers · Colorado median 0.55%
Rank in Colorado
#58
of 62 credit unions

How Foothills compares to Colorado peers

Net worth ratio
Bottom 1% of $100M–1B peers
Foothills
7.5%
Colorado median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 11% of $100M–1B peers
Foothills
0.1%
Colorado median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Foothills

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
75/100
Customer experience
n/a
Overall
C · 75
  • Well-capitalized (7.5% capital ratio)
  • Profitable (ROA 0.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Foothills over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Foothills insured?

Yes. Foothills is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Foothills: frequently asked questions

Is Foothills a good credit union?

Foothills earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (7.5% capital ratio); Profitable (ROA 0.11%).

Is Foothills NCUA-insured?

Yes. Foothills is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Foothills?

Foothills holds $163 million in total assets, ranking 58th of 62 credit unions we track in Colorado. It serves 11,152 members.

Does Foothills have CFPB complaints?

No CFPB complaints against Foothills appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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