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credit union

Cornerstone

Fairfield, CT · Est. 1934
92/ 100
Trust Grade
Excellent
92 out of 100

Cornerstone is a credit union based in Fairfield, Connecticut, established in 1934, with $67 million in total assets serving 4,421 members. By Trust Grade it ranks 29th of 64 credit unions we track in Connecticut. Its net worth ratio of 10.5% trails most similarly sized credit unions (21th percentile), versus a Connecticut median of 11.2%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Cornerstone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$66.7M
<$100M institution
Members
4,421
Shares & deposits
Net worth ratio
10.5%
Bottom 21% of <$100M peers · Connecticut median 11.2%
Return on assets
1.1%
Top 29% of <$100M peers · Connecticut median 0.64%
Rank in Connecticut
#29
of 64 credit unions

How Cornerstone compares to Connecticut peers

Net worth ratio
Bottom 21% of <$100M peers
Cornerstone
10.5%
Connecticut median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of <$100M peers
Cornerstone
1.1%
Connecticut median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Cornerstone

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
92/100
  • Well-capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.06%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Cornerstone over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Cornerstone insured?

Yes. Cornerstone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cornerstone: frequently asked questions

Is Cornerstone a good credit union?

Cornerstone earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Strongly profitable (ROA 1.06%).

Is Cornerstone NCUA-insured?

Yes. Cornerstone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Cornerstone?

Cornerstone holds $67 million in total assets, ranking 29th of 64 credit unions we track in Connecticut. It serves 4,421 members.

Does Cornerstone have CFPB complaints?

No CFPB complaints against Cornerstone appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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