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credit union

Gold Coast

Palm Springs, FL · Est. 1936
A
Trust Grade
Excellent
Score: 93/100

Gold Coast is a credit union based in Palm Springs, Florida, established in 1936, with $268 million in total assets serving 19,617 members. By Trust Grade it ranks 37th of 107 credit unions we track in Florida. Its net worth ratio of 11.8% is stronger than 58% of similarly sized credit unions, versus a Florida median of 11.1%. It was profitable over the most recent period, with a 0.43% return on assets. No consumer complaints against Gold Coast appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$267.8M
$100M–1B institution
Members
19,617
Shares & deposits
Net worth ratio
11.8%
Top 42% of $100M–1B peers · Florida median 11.1%
Return on assets
0.4%
Bottom 31% of $100M–1B peers · Florida median 0.53%
Rank in Florida
#37
of 107 credit unions

How Gold Coast compares to Florida peers

Net worth ratio
Top 42% of $100M–1B peers
Gold Coast
11.8%
Florida median
11.1%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
Gold Coast
0.4%
Florida median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Gold Coast

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.8% capital ratio)
  • Profitable (ROA 0.43%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gold Coast over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Gold Coast insured?

Yes. Gold Coast is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gold Coast: frequently asked questions

Is Gold Coast a good credit union?

Gold Coast earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Profitable (ROA 0.43%).

Is Gold Coast NCUA-insured?

Yes. Gold Coast is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Gold Coast?

Gold Coast holds $268 million in total assets, ranking 37th of 107 credit unions we track in Florida. It serves 19,617 members.

Does Gold Coast have CFPB complaints?

No CFPB complaints against Gold Coast appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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