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credit union

Ewa

Ewa Beach, HI · Est. 1937
A
Trust Grade
Excellent
Score: 97/100

Ewa is a credit union based in Ewa Beach, Hawaii, established in 1937, with $13 million in total assets serving 1,558 members. By Trust Grade it ranks 12th of 45 credit unions we track in Hawaii. Its net worth ratio of 23.3% is stronger than 86% of similarly sized credit unions, versus a Hawaii median of 12.6%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Ewa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$13.2M
<$100M institution
Members
1,558
Shares & deposits
Net worth ratio
23.3%
Top 14% of <$100M peers · Hawaii median 12.6%
Return on assets
0.8%
Top 38% of <$100M peers · Hawaii median 0.76%
Rank in Hawaii
#12
of 45 credit unions

How Ewa compares to Hawaii peers

Net worth ratio
Top 14% of <$100M peers
Ewa
23.3%
Hawaii median
12.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of <$100M peers
Ewa
0.8%
Hawaii median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Ewa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (23.3% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ewa over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ewa insured?

Yes. Ewa is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ewa: frequently asked questions

Is Ewa a good credit union?

Ewa earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (23.3% capital ratio); Profitable (ROA 0.84%).

Is Ewa NCUA-insured?

Yes. Ewa is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ewa?

Ewa holds $13 million in total assets, ranking 12th of 45 credit unions we track in Hawaii. It serves 1,558 members.

Does Ewa have CFPB complaints?

No CFPB complaints against Ewa appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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