Beacon
Beacon is a credit union based in Wabash, Indiana, established in 1931, with $1.8 billion in total assets serving 54,371 members. By Trust Grade it ranks 51st of 124 credit unions we track in Indiana. Its net worth ratio of 13.3% is stronger than 85% of similarly sized credit unions, versus a Indiana median of 12.8%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Beacon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Beacon compares to Indiana peers
How we graded Beacon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.3% capital ratio)
- Profitable (ROA 0.58%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Beacon over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Beacon insured?
Yes. Beacon is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Beacon: frequently asked questions
Is Beacon a good credit union?
Beacon earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.58%).
Is Beacon NCUA-insured?
Yes. Beacon is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Beacon?
Beacon holds $1.8 billion in total assets, ranking 51st of 124 credit unions we track in Indiana. It serves 54,371 members.
Does Beacon have CFPB complaints?
No CFPB complaints against Beacon appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
