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credit union

Abound

Radcliff, KY · Est. 1950
A
Trust Grade
Excellent
Score: 96/100

Abound is a credit union based in Radcliff, Kentucky, established in 1950, with $2.7 billion in total assets serving 115,025 members. By Trust Grade it ranks 16th of 52 credit unions we track in Kentucky. Its net worth ratio of 15.8% is stronger than 95% of similarly sized credit unions, versus a Kentucky median of 12.8%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against Abound appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Members
115,025
Shares & deposits
Net worth ratio
15.8%
Top 5% of $1B–10B peers · Kentucky median 12.8%
Return on assets
0.8%
Top 40% of $1B–10B peers · Kentucky median 0.76%
Rank in Kentucky
#16
of 52 credit unions

How Abound compares to Kentucky peers

Net worth ratio
Top 5% of $1B–10B peers
Abound
15.8%
Kentucky median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $1B–10B peers
Abound
0.8%
Kentucky median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Abound

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.8% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Abound over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Abound insured?

Yes. Abound is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Abound: frequently asked questions

Is Abound a good credit union?

Abound earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.8% capital ratio); Profitable (ROA 0.82%).

Is Abound NCUA-insured?

Yes. Abound is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Abound?

Abound holds $2.7 billion in total assets, ranking 16th of 52 credit unions we track in Kentucky. It serves 115,025 members.

Does Abound have CFPB complaints?

No CFPB complaints against Abound appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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