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credit union

St. Bernard Parish School Board Emp

Chalmette, LA · Est. 1959
A
Trust Grade
Excellent
Score: 98/100

St. Bernard Parish School Board Emp is a credit union based in Chalmette, Louisiana, established in 1959, with $16 million in total assets serving 3,108 members. By Trust Grade it ranks 15th of 136 credit unions we track in Louisiana. Its net worth ratio of 37.6% is stronger than 97% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 2.10% return on assets. No consumer complaints against St. Bernard Parish School Board Emp appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$15.7M
<$100M institution
Members
3,108
Shares & deposits
Net worth ratio
37.6%
Top 3% of <$100M peers · Louisiana median 14.5%
Return on assets
2.1%
Top 5% of <$100M peers · Louisiana median 0.49%
Rank in Louisiana
#15
of 136 credit unions

How St. Bernard Parish School Board Emp compares to Louisiana peers

Net worth ratio
Top 3% of <$100M peers
St. Bernard
37.6%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of <$100M peers
St. Bernard
2.1%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded St. Bernard Parish School Board Emp

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (37.6% capital ratio)
  • Strongly profitable (ROA 2.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Bernard Parish School Board Emp over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at St. Bernard Parish School Board Emp insured?

Yes. St. Bernard Parish School Board Emp is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Bernard Parish School Board Emp: frequently asked questions

Is St. Bernard Parish School Board Emp a good credit union?

St. Bernard Parish School Board Emp earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (37.6% capital ratio); Strongly profitable (ROA 2.10%).

Is St. Bernard Parish School Board Emp NCUA-insured?

Yes. St. Bernard Parish School Board Emp is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is St. Bernard Parish School Board Emp?

St. Bernard Parish School Board Emp holds $16 million in total assets, ranking 15th of 136 credit unions we track in Louisiana. It serves 3,108 members.

Does St. Bernard Parish School Board Emp have CFPB complaints?

No CFPB complaints against St. Bernard Parish School Board Emp appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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