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credit union

Ouachita Valley

West Monroe, LA · Est. 1955
A
Trust Grade
Excellent
Score: 98/100

Ouachita Valley is a credit union based in West Monroe, Louisiana, established in 1955, with $462 million in total assets serving 36,568 members. By Trust Grade it ranks 9th of 136 credit unions we track in Louisiana. Its net worth ratio of 12.8% is stronger than 70% of similarly sized credit unions, versus a Louisiana median of 14.5%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Ouachita Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$462.0M
$100M–1B institution
Members
36,568
Shares & deposits
Net worth ratio
12.8%
Top 30% of $100M–1B peers · Louisiana median 14.5%
Return on assets
1.4%
Top 13% of $100M–1B peers · Louisiana median 0.49%
Rank in Louisiana
#9
of 136 credit unions

How Ouachita Valley compares to Louisiana peers

Net worth ratio
Top 30% of $100M–1B peers
Ouachita Valley
12.8%
Louisiana median
14.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 13% of $100M–1B peers
Ouachita Valley
1.4%
Louisiana median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Ouachita Valley

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.8% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Ouachita Valley over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Ouachita Valley insured?

Yes. Ouachita Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Ouachita Valley: frequently asked questions

Is Ouachita Valley a good credit union?

Ouachita Valley earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.40%).

Is Ouachita Valley NCUA-insured?

Yes. Ouachita Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Ouachita Valley?

Ouachita Valley holds $462 million in total assets, ranking 9th of 136 credit unions we track in Louisiana. It serves 36,568 members.

Does Ouachita Valley have CFPB complaints?

No CFPB complaints against Ouachita Valley appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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