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State Employees Cu Of Maryland, Inc

Linthicum, MD · Est. 1951
A
Trust Grade
Excellent
Score: 90/100

State Employees Cu Of Maryland, Inc is a credit union based in Linthicum, Maryland, established in 1951, with $5.7 billion in total assets serving 271,172 members. By Trust Grade it ranks 36th of 61 credit unions we track in Maryland. Its net worth ratio of 10.4% trails most similarly sized credit unions (40th percentile), versus a Maryland median of 11.9%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against State Employees Cu Of Maryland, Inc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.7B
$1B–10B institution
Members
271,172
Shares & deposits
Net worth ratio
10.4%
Bottom 40% of $1B–10B peers · Maryland median 11.9%
Return on assets
0.7%
Top 47% of $1B–10B peers · Maryland median 0.49%
Rank in Maryland
#36
of 61 credit unions

How State Employees Cu Of Maryland, Inc compares to Maryland peers

Net worth ratio
Bottom 40% of $1B–10B peers
State Employees
10.4%
Maryland median
11.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $1B–10B peers
State Employees
0.7%
Maryland median
0.5%
Higher ROA = more profitable relative to asset base

How we graded State Employees Cu Of Maryland, Inc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.4% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Employees Cu Of Maryland, Inc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at State Employees Cu Of Maryland, Inc insured?

Yes. State Employees Cu Of Maryland, Inc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Employees Cu Of Maryland, Inc: frequently asked questions

Is State Employees Cu Of Maryland, Inc a good credit union?

State Employees Cu Of Maryland, Inc earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Profitable (ROA 0.75%).

Is State Employees Cu Of Maryland, Inc NCUA-insured?

Yes. State Employees Cu Of Maryland, Inc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is State Employees Cu Of Maryland, Inc?

State Employees Cu Of Maryland, Inc holds $5.7 billion in total assets, ranking 36th of 61 credit unions we track in Maryland. It serves 271,172 members.

Does State Employees Cu Of Maryland, Inc have CFPB complaints?

No CFPB complaints against State Employees Cu Of Maryland, Inc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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