Holyoke
Holyoke is a credit union based in Holyoke, Massachusetts, established in 1911, with $299 million in total assets serving 21,601 members. By Trust Grade it ranks 106th of 122 credit unions we track in Massachusetts. Its net worth ratio of 8.9% trails most similarly sized credit unions (14th percentile), versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Holyoke appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Holyoke compares to Massachusetts peers
How we graded Holyoke
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Holyoke over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Holyoke insured?
Yes. Holyoke is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Holyoke: frequently asked questions
Is Holyoke a good credit union?
Holyoke earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.42%).
Is Holyoke NCUA-insured?
Yes. Holyoke is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Holyoke?
Holyoke holds $299 million in total assets, ranking 106th of 122 credit unions we track in Massachusetts. It serves 21,601 members.
Does Holyoke have CFPB complaints?
No CFPB complaints against Holyoke appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
