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credit union

Greater Springfield

Springfield, MA · Est. 1927
A
Trust Grade
Excellent
Score: 98/100

Greater Springfield is a credit union based in Springfield, Massachusetts, established in 1927, with $228 million in total assets serving 10,953 members. By Trust Grade it ranks 23rd of 122 credit unions we track in Massachusetts. Its net worth ratio of 19.5% is stronger than 97% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Greater Springfield appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$227.8M
$100M–1B institution
Members
10,953
Shares & deposits
Net worth ratio
19.5%
Top 3% of $100M–1B peers · Massachusetts median 12%
Return on assets
1.9%
Top 4% of $100M–1B peers · Massachusetts median 0.55%
Rank in Massachusetts
#23
of 122 credit unions

How Greater Springfield compares to Massachusetts peers

Net worth ratio
Top 3% of $100M–1B peers
Greater Springfield
19.5%
Massachusetts median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Greater Springfield
1.9%
Massachusetts median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Greater Springfield

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.5% capital ratio)
  • Strongly profitable (ROA 1.91%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Springfield over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Springfield insured?

Yes. Greater Springfield is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Springfield: frequently asked questions

Is Greater Springfield a good credit union?

Greater Springfield earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.5% capital ratio); Strongly profitable (ROA 1.91%).

Is Greater Springfield NCUA-insured?

Yes. Greater Springfield is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Springfield?

Greater Springfield holds $228 million in total assets, ranking 23rd of 122 credit unions we track in Massachusetts. It serves 10,953 members.

Does Greater Springfield have CFPB complaints?

No CFPB complaints against Greater Springfield appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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