Stoneham Municipal Employees
Stoneham Municipal Employees is a credit union based in Stoneham, Massachusetts, established in 1963, with $70 million in total assets serving 4,143 members. By Trust Grade it ranks 27th of 122 credit unions we track in Massachusetts. Its net worth ratio of 14.9% is stronger than 55% of similarly sized credit unions, versus a Massachusetts median of 12%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Stoneham Municipal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Stoneham Municipal Employees compares to Massachusetts peers
How we graded Stoneham Municipal Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Stoneham Municipal Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Stoneham Municipal Employees insured?
Yes. Stoneham Municipal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Stoneham Municipal Employees: frequently asked questions
Is Stoneham Municipal Employees a good credit union?
Stoneham Municipal Employees earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Profitable (ROA 0.89%).
Is Stoneham Municipal Employees NCUA-insured?
Yes. Stoneham Municipal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Stoneham Municipal Employees?
Stoneham Municipal Employees holds $70 million in total assets, ranking 27th of 122 credit unions we track in Massachusetts. It serves 4,143 members.
Does Stoneham Municipal Employees have CFPB complaints?
No CFPB complaints against Stoneham Municipal Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
