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credit union

Michigan Schools And Government

Clinton Townshi, MI · Est. 1954
A
Trust Grade
Excellent
Score: 96/100

Michigan Schools And Government is a credit union based in Clinton Townshi, Michigan, established in 1954, with $4.4 billion in total assets serving 162,111 members. By Trust Grade it ranks 62nd of 170 credit unions we track in Michigan. Its net worth ratio of 12.2% is stronger than 73% of similarly sized credit unions, versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against Michigan Schools And Government appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.4B
$1B–10B institution
Members
162,111
Shares & deposits
Net worth ratio
12.2%
Top 27% of $1B–10B peers · Michigan median 11.7%
Return on assets
0.7%
Top 47% of $1B–10B peers · Michigan median 0.79%
Rank in Michigan
#62
of 170 credit unions

How Michigan Schools And Government compares to Michigan peers

Net worth ratio
Top 27% of $1B–10B peers
Michigan Schools
12.2%
Michigan median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $1B–10B peers
Michigan Schools
0.7%
Michigan median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Michigan Schools And Government

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.2% capital ratio)
  • Profitable (ROA 0.74%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Michigan Schools And Government over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Michigan Schools And Government insured?

Yes. Michigan Schools And Government is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Michigan Schools And Government: frequently asked questions

Is Michigan Schools And Government a good credit union?

Michigan Schools And Government earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.74%).

Is Michigan Schools And Government NCUA-insured?

Yes. Michigan Schools And Government is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Michigan Schools And Government?

Michigan Schools And Government holds $4.4 billion in total assets, ranking 62nd of 170 credit unions we track in Michigan. It serves 162,111 members.

Does Michigan Schools And Government have CFPB complaints?

No CFPB complaints against Michigan Schools And Government appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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