Downriver Community
Downriver Community is a credit union based in Ecorse, Michigan, established in 1942, with $193 million in total assets serving 12,303 members. By Trust Grade it ranks 126th of 170 credit unions we track in Michigan. Its net worth ratio of 10.5% trails most similarly sized credit unions (38th percentile), versus a Michigan median of 11.7%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Downriver Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Downriver Community compares to Michigan peers
How we graded Downriver Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.5% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Downriver Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Downriver Community insured?
Yes. Downriver Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Downriver Community: frequently asked questions
Is Downriver Community a good credit union?
Downriver Community earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.47%).
Is Downriver Community NCUA-insured?
Yes. Downriver Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Downriver Community?
Downriver Community holds $193 million in total assets, ranking 126th of 170 credit unions we track in Michigan. It serves 12,303 members.
Does Downriver Community have CFPB complaints?
No CFPB complaints against Downriver Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
