Family First
Family First is a credit union based in Saginaw, Michigan, established in 1939, with $101 million in total assets serving 5,405 members. By Trust Grade it ranks 165th of 170 credit unions we track in Michigan. Its net worth ratio of 9.4% trails most similarly sized credit unions (20th percentile), versus a Michigan median of 11.7%. It posted a loss over the most recent period (-0.41% return on assets), a point to watch. No consumer complaints against Family First appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Family First compares to Michigan peers
How we graded Family First
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.4% capital ratio)
- Unprofitable over the period (ROA -0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Family First over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Family First insured?
Yes. Family First is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Family First: frequently asked questions
Is Family First a good credit union?
Family First earns a Bankzia Trust Grade of C (77/100, "Average"), based on a financial-strength score of 77/100 (it has no CFPB complaints on record). Well-capitalized (9.4% capital ratio); Unprofitable over the period (ROA -0.41%).
Is Family First NCUA-insured?
Yes. Family First is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Family First?
Family First holds $101 million in total assets, ranking 165th of 170 credit unions we track in Michigan. It serves 5,405 members.
Does Family First have CFPB complaints?
No CFPB complaints against Family First appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
