First Pace
First Pace is a credit union based in West St Paul, Minnesota, established in 1963, with $9 million in total assets serving 885 members. By Trust Grade it ranks 65th of 81 credit unions we track in Minnesota. Its net worth ratio of 18.8% is stronger than 73% of similarly sized credit unions, versus a Minnesota median of 12.2%. It posted a loss over the most recent period (-0.66% return on assets), a point to watch. No consumer complaints against First Pace appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Pace compares to Minnesota peers
How we graded First Pace
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.8% capital ratio)
- Unprofitable over the period (ROA -0.66%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Pace over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at First Pace insured?
Yes. First Pace is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Pace: frequently asked questions
Is First Pace a good credit union?
First Pace earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Unprofitable over the period (ROA -0.66%).
Is First Pace NCUA-insured?
Yes. First Pace is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is First Pace?
First Pace holds $9 million in total assets, ranking 65th of 81 credit unions we track in Minnesota. It serves 885 members.
Does First Pace have CFPB complaints?
No CFPB complaints against First Pace appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
