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credit union

Mississippi College Employees

Clinton, MS · Est. 1958
A
Trust Grade
Excellent
Score: 96/100

Mississippi College Employees is a credit union based in Clinton, Mississippi, established in 1958, with $2 million in total assets serving 163 members. By Trust Grade it ranks 22nd of 55 credit unions we track in Mississippi. Its net worth ratio of 25.6% is stronger than 90% of similarly sized credit unions, versus a Mississippi median of 16.4%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Mississippi College Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0M
<$100M institution
Members
163
Shares & deposits
Net worth ratio
25.6%
Top 10% of <$100M peers · Mississippi median 16.4%
Return on assets
0.7%
Top 43% of <$100M peers · Mississippi median 0.69%
Rank in Mississippi
#22
of 55 credit unions

How Mississippi College Employees compares to Mississippi peers

Net worth ratio
Top 10% of <$100M peers
Mississippi College
25.6%
Mississippi median
16.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of <$100M peers
Mississippi College
0.7%
Mississippi median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Mississippi College Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (25.6% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mississippi College Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Mississippi College Employees insured?

Yes. Mississippi College Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mississippi College Employees: frequently asked questions

Is Mississippi College Employees a good credit union?

Mississippi College Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (25.6% capital ratio); Profitable (ROA 0.75%).

Is Mississippi College Employees NCUA-insured?

Yes. Mississippi College Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Mississippi College Employees?

Mississippi College Employees holds $2 million in total assets, ranking 22nd of 55 credit unions we track in Mississippi. It serves 163 members.

Does Mississippi College Employees have CFPB complaints?

No CFPB complaints against Mississippi College Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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