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credit union

Independence Teachers

Independence, MO · Est. 1959
A
Trust Grade
Excellent
Score: 97/100

Independence Teachers is a credit union based in Independence, Missouri, established in 1959, with $17 million in total assets serving 1,870 members. By Trust Grade it ranks 13th of 89 credit unions we track in Missouri. Its net worth ratio of 15.1% is stronger than 56% of similarly sized credit unions, versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Independence Teachers appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.6M
<$100M institution
Members
1,870
Shares & deposits
Net worth ratio
15.1%
Top 44% of <$100M peers · Missouri median 11.4%
Return on assets
0.9%
Top 34% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#13
of 89 credit unions

How Independence Teachers compares to Missouri peers

Net worth ratio
Top 44% of <$100M peers
Independence Teachers
15.1%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Independence Teachers
0.9%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Independence Teachers

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (15.1% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Independence Teachers over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Independence Teachers insured?

Yes. Independence Teachers is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Independence Teachers: frequently asked questions

Is Independence Teachers a good credit union?

Independence Teachers earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Profitable (ROA 0.92%).

Is Independence Teachers NCUA-insured?

Yes. Independence Teachers is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Independence Teachers?

Independence Teachers holds $17 million in total assets, ranking 13th of 89 credit unions we track in Missouri. It serves 1,870 members.

Does Independence Teachers have CFPB complaints?

No CFPB complaints against Independence Teachers appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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