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credit union

Kansas City

Kansas City, MO · Est. 1940
B
Trust Grade
Strong
Score: 84/100

Kansas City is a credit union based in Kansas City, Missouri, established in 1940, with $48 million in total assets serving 5,051 members. By Trust Grade it ranks 65th of 89 credit unions we track in Missouri. Its net worth ratio of 8.4% trails most similarly sized credit unions (6th percentile), versus a Missouri median of 11.4%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Kansas City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$47.7M
<$100M institution
Members
5,051
Shares & deposits
Net worth ratio
8.4%
Bottom 6% of <$100M peers · Missouri median 11.4%
Return on assets
0.9%
Top 38% of <$100M peers · Missouri median 0.65%
Rank in Missouri
#65
of 89 credit unions

How Kansas City compares to Missouri peers

Net worth ratio
Bottom 6% of <$100M peers
Kansas City
8.4%
Missouri median
11.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of <$100M peers
Kansas City
0.9%
Missouri median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kansas City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
84/100
Customer experience
n/a
Overall
B · 84
  • Well-capitalized (8.4% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kansas City over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kansas City insured?

Yes. Kansas City is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kansas City: frequently asked questions

Is Kansas City a good credit union?

Kansas City earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Profitable (ROA 0.85%).

Is Kansas City NCUA-insured?

Yes. Kansas City is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kansas City?

Kansas City holds $48 million in total assets, ranking 65th of 89 credit unions we track in Missouri. It serves 5,051 members.

Does Kansas City have CFPB complaints?

No CFPB complaints against Kansas City appear in our data over the analysis window, which is typical for a credit union of this size.

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Joplin Metro
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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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