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credit union

Goya Foods Employees

Jersey City, NJ · Est. 1980
A
Trust Grade
Excellent
Score: 98/100

Goya Foods Employees is a credit union based in Jersey City, New Jersey, established in 1980, with $11 million in total assets serving 642 members. By Trust Grade it ranks 18th of 127 credit unions we track in New Jersey. Its net worth ratio of 22.2% is stronger than 84% of similarly sized credit unions, versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Goya Foods Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.2M
<$100M institution
Members
642
Shares & deposits
Net worth ratio
22.2%
Top 16% of <$100M peers · New Jersey median 13.9%
Return on assets
1.5%
Top 16% of <$100M peers · New Jersey median 0.26%
Rank in New Jersey
#18
of 127 credit unions

How Goya Foods Employees compares to New Jersey peers

Net worth ratio
Top 16% of <$100M peers
Goya Foods
22.2%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Goya Foods
1.5%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Goya Foods Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (22.2% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Goya Foods Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Goya Foods Employees insured?

Yes. Goya Foods Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Goya Foods Employees: frequently asked questions

Is Goya Foods Employees a good credit union?

Goya Foods Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.2% capital ratio); Strongly profitable (ROA 1.45%).

Is Goya Foods Employees NCUA-insured?

Yes. Goya Foods Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Goya Foods Employees?

Goya Foods Employees holds $11 million in total assets, ranking 18th of 127 credit unions we track in New Jersey. It serves 642 members.

Does Goya Foods Employees have CFPB complaints?

No CFPB complaints against Goya Foods Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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