Jersey Shore
Jersey Shore is a credit union based in Northfield, New Jersey, established in 1963, with $247 million in total assets serving 16,123 members. By Trust Grade it ranks 73rd of 127 credit unions we track in New Jersey. Its net worth ratio of 9.5% trails most similarly sized credit unions (22th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Jersey Shore appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Jersey Shore compares to New Jersey peers
How we graded Jersey Shore
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.5% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Jersey Shore over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Jersey Shore insured?
Yes. Jersey Shore is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Jersey Shore: frequently asked questions
Is Jersey Shore a good credit union?
Jersey Shore earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.92%).
Is Jersey Shore NCUA-insured?
Yes. Jersey Shore is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Jersey Shore?
Jersey Shore holds $247 million in total assets, ranking 73rd of 127 credit unions we track in New Jersey. It serves 16,123 members.
Does Jersey Shore have CFPB complaints?
No CFPB complaints against Jersey Shore appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
