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Princeton

Princeton, NJ · Est. 1972
B
Trust Grade
Strong
Score: 83/100

Princeton is a credit union based in Princeton, New Jersey, established in 1972, with $171 million in total assets serving 8,701 members. By Trust Grade it ranks 99th of 127 credit unions we track in New Jersey. Its net worth ratio of 9.8% trails most similarly sized credit unions (29th percentile), versus a New Jersey median of 13.9%. It was profitable over the most recent period, with a 0.04% return on assets. No consumer complaints against Princeton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$170.7M
$100M–1B institution
Members
8,701
Shares & deposits
Net worth ratio
9.8%
Bottom 29% of $100M–1B peers · New Jersey median 13.9%
Return on assets
0.0%
Bottom 9% of $100M–1B peers · New Jersey median 0.26%
Rank in New Jersey
#99
of 127 credit unions

How Princeton compares to New Jersey peers

Net worth ratio
Bottom 29% of $100M–1B peers
Princeton
9.8%
New Jersey median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 9% of $100M–1B peers
Princeton
0.0%
New Jersey median
0.3%
Higher ROA = more profitable relative to asset base

How we graded Princeton

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (9.8% capital ratio)
  • Profitable (ROA 0.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Princeton over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Princeton insured?

Yes. Princeton is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Princeton: frequently asked questions

Is Princeton a good credit union?

Princeton earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.04%).

Is Princeton NCUA-insured?

Yes. Princeton is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Princeton?

Princeton holds $171 million in total assets, ranking 99th of 127 credit unions we track in New Jersey. It serves 8,701 members.

Does Princeton have CFPB complaints?

No CFPB complaints against Princeton appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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