Zia
Zia is a credit union based in Los Alamos, New Mexico, established in 1955, with $274 million in total assets serving 14,198 members. By Trust Grade it ranks 22nd of 37 credit unions we track in New Mexico. Its net worth ratio of 11.6% is stronger than 54% of similarly sized credit unions, versus a New Mexico median of 13.2%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Zia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Zia compares to New Mexico peers
How we graded Zia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Zia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Zia insured?
Yes. Zia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Zia: frequently asked questions
Is Zia a good credit union?
Zia earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.61%).
Is Zia NCUA-insured?
Yes. Zia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Zia?
Zia holds $274 million in total assets, ranking 22nd of 37 credit unions we track in New Mexico. It serves 14,198 members.
Does Zia have CFPB complaints?
No CFPB complaints against Zia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
