Mid-Hudson Valley
Mid-Hudson Valley is a credit union based in Kingston, New York, established in 1963, with $1.7 billion in total assets serving 95,051 members. By Trust Grade it ranks 203rd of 267 credit unions we track in New York. Its net worth ratio of 9.8% trails most similarly sized credit unions (27th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Mid-Hudson Valley appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mid-Hudson Valley compares to New York peers
How we graded Mid-Hudson Valley
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mid-Hudson Valley over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Mid-Hudson Valley insured?
Yes. Mid-Hudson Valley is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mid-Hudson Valley: frequently asked questions
Is Mid-Hudson Valley a good credit union?
Mid-Hudson Valley earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.41%).
Is Mid-Hudson Valley NCUA-insured?
Yes. Mid-Hudson Valley is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Mid-Hudson Valley?
Mid-Hudson Valley holds $1.7 billion in total assets, ranking 203rd of 267 credit unions we track in New York. It serves 95,051 members.
Does Mid-Hudson Valley have CFPB complaints?
No CFPB complaints against Mid-Hudson Valley appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
