Southern Chautauqua
Southern Chautauqua is a credit union based in Lakewood, New York, established in 1954, with $166 million in total assets serving 21,346 members. By Trust Grade it ranks 18th of 267 credit unions we track in New York. Its net worth ratio of 13.6% is stronger than 78% of similarly sized credit unions, versus a New York median of 12%. It was profitable over the most recent period, with a 2.53% return on assets. No consumer complaints against Southern Chautauqua appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southern Chautauqua compares to New York peers
How we graded Southern Chautauqua
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 2.53%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southern Chautauqua over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southern Chautauqua insured?
Yes. Southern Chautauqua is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southern Chautauqua: frequently asked questions
Is Southern Chautauqua a good credit union?
Southern Chautauqua earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 2.53%).
Is Southern Chautauqua NCUA-insured?
Yes. Southern Chautauqua is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southern Chautauqua?
Southern Chautauqua holds $166 million in total assets, ranking 18th of 267 credit unions we track in New York. It serves 21,346 members.
Does Southern Chautauqua have CFPB complaints?
No CFPB complaints against Southern Chautauqua appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
