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credit union

Greater Centennial

Mount Vernon, NY · Est. 1969
A
Trust Grade
Excellent
Score: 97/100

Greater Centennial is a credit union based in Mount Vernon, New York, established in 1969, with $277 thousand in total assets serving 182 members. By Trust Grade it ranks 66th of 267 credit unions we track in New York. Its net worth ratio of 11.7% trails most similarly sized credit unions (31th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 6.53% return on assets. No consumer complaints against Greater Centennial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$277K
<$100M institution
Members
182
Shares & deposits
Net worth ratio
11.7%
Bottom 31% of <$100M peers · New York median 12%
Return on assets
6.5%
Top 0% of <$100M peers · New York median 0.67%
Rank in New York
#66
of 267 credit unions

How Greater Centennial compares to New York peers

Net worth ratio
Bottom 31% of <$100M peers
Greater Centennial
11.7%
New York median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of <$100M peers
Greater Centennial
6.5%
New York median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Greater Centennial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 6.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greater Centennial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Greater Centennial insured?

Yes. Greater Centennial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greater Centennial: frequently asked questions

Is Greater Centennial a good credit union?

Greater Centennial earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 6.53%).

Is Greater Centennial NCUA-insured?

Yes. Greater Centennial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Greater Centennial?

Greater Centennial holds $0 million in total assets, ranking 66th of 267 credit unions we track in New York. It serves 182 members.

Does Greater Centennial have CFPB complaints?

No CFPB complaints against Greater Centennial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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