Deca
Deca is a credit union based in Cincinnati, Ohio, established in 1958, with $7 million in total assets serving 1,799 members. By Trust Grade it ranks 31st of 195 credit unions we track in Ohio. Its net worth ratio of 18.9% is stronger than 74% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against Deca appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Deca compares to Ohio peers
How we graded Deca
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (18.9% capital ratio)
- Strongly profitable (ROA 1.75%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Deca over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Deca insured?
Yes. Deca is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Deca: frequently asked questions
Is Deca a good credit union?
Deca earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Strongly profitable (ROA 1.75%).
Is Deca NCUA-insured?
Yes. Deca is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Deca?
Deca holds $7 million in total assets, ranking 31st of 195 credit unions we track in Ohio. It serves 1,799 members.
Does Deca have CFPB complaints?
No CFPB complaints against Deca appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
