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credit union

Hancock

Findlay, OH · Est. 1938
B
Trust Grade
Strong
Score: 82/100

Hancock is a credit union based in Findlay, Ohio, established in 1938, with $118 million in total assets serving 9,067 members. By Trust Grade it ranks 165th of 195 credit unions we track in Ohio. Its net worth ratio of 8.7% trails most similarly sized credit unions (11th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Hancock appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$118.0M
$100M–1B institution
Members
9,067
Shares & deposits
Net worth ratio
8.7%
Bottom 11% of $100M–1B peers · Ohio median 12%
Return on assets
0.4%
Bottom 30% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#165
of 195 credit unions

How Hancock compares to Ohio peers

Net worth ratio
Bottom 11% of $100M–1B peers
Hancock
8.7%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 30% of $100M–1B peers
Hancock
0.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Hancock

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Hancock over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Hancock insured?

Yes. Hancock is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Hancock: frequently asked questions

Is Hancock a good credit union?

Hancock earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.41%).

Is Hancock NCUA-insured?

Yes. Hancock is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Hancock?

Hancock holds $118 million in total assets, ranking 165th of 195 credit unions we track in Ohio. It serves 9,067 members.

Does Hancock have CFPB complaints?

No CFPB complaints against Hancock appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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